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What are my options for upgrading to a Macy's American Express® Card?

With the Macy's American Express® Card, you'll receive the same great benefits you get with a Macy's Credit Card, plus it can be used at millions of places worldwide where American Express® Cards are welcome.



Upgrading your Macy's Credit Card to a Macy's American Express® Card

Upgrades from the Macy's Credit Card to the Macy's American Express® Card are currently offered on a targeted basis.



There's no fee to upgrade
When you upgrade from a Macy's Credit Card to a Macy's American Express® Card, there is no fee.



Temporarily use your Macy's Credit Card until your new Card arrives
If you accept an upgrade offer, you may continue to use your Macy's Credit Card until your new Macy's American Express® Card arrives. Once you receive your new Card, your current Card will no longer be valid and should be destroyed.



Your Macy's Credit Card account balance will transfer
Any existing Macy's Credit Card account balance will be transferred to your new Macy's American Express® Card account, and you'll be assigned a new account number. If you have an existing promotional balance, the terms of your promotion, including the expiration date, will not change.




Your Star Rewards loyalty level and points balance will transfer
Your Star Rewards loyalty level and any points earned with your Macy's Credit Card will be transferred to your new Macy's American Express® Card.



You can continue managing your account at macys.com/credit
Once you've upgraded, and if you prefer to service your account at macys.com/credit , you can continue managing your credit card account, check your balance, make online payments, and set up account alerts online using your existing login ID and password.



How your upgrade affects your credit report
Because your Macy's Credit Card account will be automatically replaced on your credit report with your new Macy's American Express® Card account, it will not change the number of open accounts on your report. Your account history and original account open date will remain the same. We can't guarantee what impacts this replacement upgrade will have—how you use and manage your credit accounts could impact your credit score.


Applying for an additional line of credit

If you currently have a Macy's Credit Card, you may also apply for a Macy's American Express® Card; if you currently have a Macy's American Express® Card, you may also apply for a Macy's Credit Card.

If approved, you will have a separate billing statement, and each account will have its own minimum due and payment due date. You can Add Your New Card to your macys.com account, plus you may also want to consider streamlining your payments by Enrolling In Autopay .

To ensure that Macy's Star Rewards offers are automatically added to your Wallet , add each of your credit card account numbers to your macys.com account