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How to Apply for a Macy's Credit Card Online
  • Click here to apply for Macy's Credit Card.
  • Complete all required fields and review the Terms & Conditions before submitting your application.
  • You will be considered for both the Macy’s Credit Card and Macy’s American Express Card. If approved for both cards, you will select which card you would like.
  • Upon approval, you can begin shopping on macys.com or at a Macy's store near you to enjoy your new account discount. Click here for more information.
  • Once you’re approved, you should receive your new Macy’s Card within 7-10 business days of your account opening. Plus, look out for exclusive offers delivered with your card that you can use instantly.
  • Credit decisions are usually immediate but can take 7-10 business days to process.
  • Activation instructions will be provided with the cards.


Silver and Gold Status Cardholders receive red cards, while Platinum cardholders receive platinum-colored cards.

Once you make Qualifying Purchases and are upgraded to Platinum Status, you will be issued a platinum-colored card.