Help Center

Can I apply for a Macy's Credit Card online?

Yes, it's easy to apply for a Macy's Credit Card online!

Just follow these simple steps:

  • Select Apply for Macy's Credit Card
  • Complete all required fields and review the Terms & Conditions before submitting your application
  • You will be considered for both the Macy’s Credit Card and Macy’s American Express Card. If approved for both cards, you will select which card you would like
  • Upon approval, you can begin shopping on or at a Macy's store near you to enjoy your new account discount
  • Once you’re approved, you should receive your new Macy’s Card within 7-10 business days of your account opening. Plus, look out for exclusive offers delivered with your card that you can use instantly
  • Credit decisions are usually immediate but can take 7-10 business days to process